PLA Portfolio Assessment Course Subjects

Insurance

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Courses 1-10 of 29 matches.

Fundamentals of Financial Planning (BUS-291) 3 credits

Course Description
Course covers the financial planning process, regulation of financial planners, communication skills, the time value of money, monetary policy and business cycle, the business cycle, profits and the stock market, risk management principles, and life insurance, health, property and liability insurances, investment principles and equity investments, investment companies and fixed income securities, personal income tax planning, retirement, estate, estate transfer planning & case anal.

Learning Outcomes
Through the Portfolio Assessment process, students will demonstrate that they can appropriately address the following outcomes:

To understand the role of the financial planner.
To relate financial planning to the realities of retirement.
To show knowledge of the financial planning process.
To show how to qualify a potential client and sign a formal contract.
To show understand the role of risk management planning including the various forms of life insurance, life insurance planning, health insurance, long term care insurance an disability insurance
To show an understanding of the basic tax structure as it relates to the elements of a financial plan
To show an understanding of basic elements of a financial plan including fixed income securities, mutual funds, bonds and tangible assets.
To show understanding of the concept of risk.
To understand the asset allocation model.

Principles of Insurance (INS-200) 3 credits

Course Description
The student will be introduced to the basic principles that underlie the field of insurance, given the basic foundation of insurance contracts, as well as an overview of the nature and operation of the insurance contracts.

Learning Outcomes
Through the Portfolio Assessment process, students will demonstrate that they can appropriately address the following outcomes:

Defining and describing each type of life, health, and casualty insurance.
Discuss how insurance works to mitigate risk planning strategies.
Evaluate the use of the various forms of insurance in financial planning.
Analyze how much insurance is enough.
Assess the role of government programs and legislation in the insurance industry.

Casualty Insurance (INS-209) 3 credits

Course Description
The course has been designed to cover the succinct classifications of Casualty Insurance Contracts that covers liability: Automobile, Employers, Commercial, Accidents, Health Insurance and the Errors and Omissions Insurance. A thorough analysis of the role of the Insured and Insurer as it applies to the Insurable Interest and the Understanding of Liability Policy Conditions.

Learning Outcomes
Through the Portfolio Assessment process, students will demonstrate that they can appropriately address the following outcomes:

The student will be able to distinguish Hazard Insurance from Casualty Insurance.
The student will be able to define and describe each type of Public Liability Insurance for Contractors, Commercial Liability, Automobile Liability.
The student will be able to explain the difference between Errors to Omissions Insurance.
The student will be able to identify and classify the parties as the Insured and Insurer.
The student will be able to evaluate Liability Policy Conditions as it relates to the Understanding Policy Conditions, Representations, Warranties, Notice of Accidents, and the importance of applying the Pro Rata v. Excess and Excess v. Escape Provisions.
The student will be able to understand and explain that Casualty Insurance is not directly related or concerned with life and health insurance.

Personal Lines Insurance (INS-212) 3 credits

Course Description
The student will analyze personal loss exposures and personal insurance coverage including homeowners, dwelling and contents personal liability, inland marine, auto, life, health, and government programs.

Learning Outcomes
Through the Portfolio Assessment process, students will demonstrate that they can appropriately address the following outcomes:

Show an understanding of the basic principles of insurance as they relate to the applications and operation of a variety of personal insurance contracts
Evaluate the needs of homeowners and tenants and how the clauses of the insurance contract affect the property rights of each
Demonstrate the ability to compare different classifications of auto policies in determining the appropriate clauses to meet individual and family needs
Analyze the different forms of life insurance and the appropriate use of different forms of policy for estate planning
Analyze appropriateness of various living benefits of insurance policies and how they will combine with government programs available to individuals in retirement
Assess and evaluate the health insurance needs of individuals and families when determining policy needs and costs
Construct an individual and family health insurance policy that can synthesize with the new Health Care Portability Act and understand the effects of this act on different individuals
Appraise collective personal insurance needs and develop a portfolio of insurance that integrates available insurance products to benefit the need of individuals and families

Personal Insurance Planning (INS-213) 3 credits

Course Description
Personal Insurance Planning. Basic insurance principles and policy coverage for families & individuals. Includes family auto policy, homeowners/tenants, government-supported protection, life insurance & health insurance.

Learning Outcomes
Through the Portfolio Assessment process, students will demonstrate that they can appropriately address the following outcomes:

Show an understanding of the basic principles of insurance as they relate to the applications and operation of a variety of personal insurance contracts.
Evaluate the needs of homeowners and tenants and how the clauses of the insurance contract affect the property rights of each.
Compare the different classifications of auto-policies in determining the appropriate clauses to meet individual and family needs.
Analyze the different forms of life insurance and the appropriate use of different forms of policy for estate planning.
Analyze the appropriateness of various living benefits of insurance policies and how they will combine with government programs available to individuals in retirement.
Assess and evaluate the health insurance needs of individuals and families when determining policy needs and costs.
Construct an individual and family health insurance policy that can synthesize with the new Health Care Portability Act and understand the effects of this act on different individuals.
Appraise collective personal insurance needs and develop a portfolio of insurance that integrates available insurance products to benefit the needs of the individual and the family.

Insurance Law (INS-311) 3 credits

Course Description
Law as it relates to insurance in the areas of insurable interest, warranties, misrepresentations, indemnity, coinsurance, subrogation, concealment, assignment, binders, licensing and state regulation.

Learning Outcomes
Through the Portfolio Assessment process, students will demonstrate that they can appropriately address the following outcomes:

Discuss the law as it relates to insurance in the areas of insurable interest in your state.
Analyze and effectively address warranties as they relate to insurance law.
Explain how misrepresentations can arise in insurance law.
Explain and give an example of indemnity and discuss this clause.
Define coinsurance and how it is use in insurance law.
Explain subrogation with an example.
Discuss concealment of provisions in an insurance policy.
Define assignment and how this is used in insurance law.
Identify insurance binders and give one example.
Present licensing and state regulations for the state you live in as applied to insurance law.

Introduction to Insurance Law (LAW-215) 3 credits

Course Description
Intentional torts, negligence, strict liability, damages, defenses to torts. Principles of insurance law and procedures for the investigation of personal injury cases.

Learning Outcomes
Through the Portfolio Assessment process, students will demonstrate that they can appropriately address the following outcomes:

Present insurance and fundamental concepts of insurance law.
Discuss the operation of the insurance and risk management system, the types of insurance policies and their applications.
Explain intentional torts as they apply to insurance law.
Discuss negligence and the basic theoretical concepts of insurance and the applicable law governing insurance, with an emphasis on the practical aspects of insurance in the practice of law.
Define strict liability as applied to insurance law.
Present damages and discuss insurance coverage and claims handling matters.
Describe defenses to torts along with policyholder's defense to a claims pursuant to a liability insurance policy and the rights and obligations of policyholders and insurers.
Explain the principles of insurance law and procedures for the investigation of personal injury cases.
Give some examples of how insurance law touches the home, the family, and the occupation or business of almost every person in the United States.

Survey of Insurance: Casualty and Surety (INS-208) 3 credits

Course Description
The course will cover the Principles of Casualty Insurance along with the requirements of securing Surety coverage coupled with the coverage of Automobile Liability, Physical Damage Insurance, Workers Compensation, Employer Liability, Business, Professional, Personal Liability, Health Insurance and miscellaneous Casualty coverage.

Learning Outcomes
Through the Portfolio Assessment process, students will demonstrate that they can appropriately address the following outcomes:

The student will be able to understand and apply the principles of Casualty Insurance.
The student will be able to determine the essential requirements for the formation and execution of Surety Insurance Contracts.
The student will be able to explain the major provisions of automobile liability and its impact on legal Issues.
The student will be able to evaluate and apply the appropriate Surety Contracts for the Insured.
The student will be able to understand and explain Medical Benefits, Temporary Benefits, Partial Benefits, and Death Benefits.
The student will be able to understand and distinguish between Bodily Injury by Accident to Bodily Injury by Disease.

Risk Management (INS-371) 3 credits

Course Description
Insurance to protect business enterprises: accident and health, burglary, business interruption, consequential losses, employer's liability, fidelity and surety bonds, floater policies group, social security, estate planning, workmen's compensation. (INS-371) 3.00 s.h.

Learning Outcomes
Through the Portfolio Assessment process, students will demonstrate that they can appropriately address the following outcomes:

To identify the categories of insurance to influence the needs of businesses.
To evaluate insurance design for organizations to control insurance requirements.
To explain the approaches organizations use to adapt to the changing insurance environments.
To describe problems associated with insurance activities.

Property and Casualty Insurance (INS-320) 3 credits

Course Description
The course will cover the essential elements of the formation and execution of the Property and Casualty Insurance Contracts coupled with the breath and scope to the interpretation of critical language of insurance regulations and policies: Homeowners, Auto, Personal, Commercial, Inland/Ocean Marine, and especially the Umbrella/Excess Liability provisions and the importance of understanding liability as it relates to the Tort of Negligence and the various types of Damages.

Learning Outcomes
Through the Portfolio Assessment process, students will demonstrate that they can appropriately address the following outcomes:

Understand and apply the essential elements to the Property Insurance Contract in its entirety.
Discuss the importance of understanding and applying the correct interpretation of essential language of policies.
Evaluate the legal issues and the significance impact on claims.
Differentiate between Property and Casualty claims.
Understand the difference between real property to personal property.
Explain the various types of property agents: general, special, and soliciting agent.

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